@rootww@sh.itjust.works to linuxmemes@lemmy.worldEnglish • 6 months agoNew Debit Cardsh.itjust.worksimagemessage-square57fedilinkarrow-up1701
arrow-up1701imageNew Debit Cardsh.itjust.works@rootww@sh.itjust.works to linuxmemes@lemmy.worldEnglish • 6 months agomessage-square57fedilink
minus-square@noredcandy@lemmy.worldlinkfedilink3•6 months agoThe US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
minus-square@Hawke@lemmy.worldlinkfedilink2•6 months agoEven though the you already have to use the PIN at an ATM. No idea why there’s such a big functional difference between “credit” and “debit” cards.
minus-squarePhobosAnomalylinkfedilink2•5 months agoI don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them. I’m happy to be corrected though.
minus-square@Hawke@lemmy.worldlinkfedilink1•5 months agoThe only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.
The US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
Even though the you already have to use the PIN at an ATM.
No idea why there’s such a big functional difference between “credit” and “debit” cards.
I don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.
I’m happy to be corrected though.
The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.